Not sure if you have ever had to worry about money, but it’s not a great place to be in. A while ago, I got my self into a lot of debt by overspending on my credit card. Like a lot of people, I buried my head in the sand and just hoped it would all go away. Unfortunately it didn’t. However, it got to a point where I deceided enough was enough, I needed to do something about this and tried to find out as much as I could about how to get out of debt.
I did three things. The first was to somehow spend less than I was. The second was to try and increase my income a little bit. The third was to use the money I was saving and the extra income to start paying off my debt. After a while, I started to think about giving up and wondering ‘ How long before a debt is written off ?’ Well I’m glad I didn’t give up and kept going. I’m not completely debt free yet, but have cut my debt by 2/3 and in the next few months if I keep going I hope to be debt free.